Loan Programs

FUNDING PROGRAMS
Real Estate Credit

Solutions

For real estate investors, we offer lending solutions for borrowers pursuing ground-up construction, acquisitions, value-add, recapitalizations, or partnership buyouts. For small business owners, we provide funding for the acquisition, construction or refinance of owner-occupied commercial real estate.

Catalyst provides short term financing to real estate investors and business owners for the acquisition, refinance, and substantial renovation of multifamily and commercial properties, including hotels, industrial, retail, office, and self-storage properties in the Southeast US.

Amount

$500,000 - $10,000,000

Lien Position

First Mortgages and B Notes

Interest Rate

Fixed and Floating Rate Options; Starting at 9%

Loan-to-Cost/Loan-to-Value

Up to 85% LTC/75% LTV

Term

Up to 36 Months

Term Sheet

Catalyst's construction lending program is focused on ground-up multifamily, industrial, retail, mixed-use and other commercial projects. Loans are funded via investment funds managed by Catalyst, and servicing is handled in-house, making for an efficient process and a high level of customer service.

Amount

$1,000,000 - $10,000,000

Lien Position

First Mortgages

Interest Rate

Floating Rate Starting at SOFR + 5.0%

Loan-to-Cost/Loan-to-Value

Up to 80% LTC/70% LTV

Term

Up to 36 Months

Term Sheet

Catalyst's SBA 504 program provides long-term financing for the acquisition, construction, and refinance of owner-occupied commercial real estate. Catalyst provides the first mortgage loan and partners with an SBA-approved CDC for the 2nd mortgage loan to provide up to 90% LTV financing at competitive rates and terms.

Amount

$1,000,000 - $8,000,000

Lien Position

First Mortgage

Interest Rate

Fixed Rate Starting at 7.5%

Loan-to-Value/CLTV

Up to 65% LTV/90% LTV when combined with SBA 2nd

Term

10 years

Term Sheet

For large development projects located in eligible rural and high-unemployment areas, Catalyst provides first mortgage loans and mezzanine financing for the construction of hotels, manufacturing facilities, infrastructure, data centers, and other commercial properties. Catalyst acts as originator, underwriter, and servicer of the loans, which are often fixed rate and non-recourse.

Amount

$15,000,000 - $80,000,000

Lien Position

First or Second Mortgage, Mezzanine/Pledge of Ownership

Interest Rate

Fixed Rate Starting at 8%

Loan-to-Cost/Loan-to-Value

Up to 80% when combined with senior loan

Term

Up to 5 years

Term Sheet

Catalyst offers high leverage and flexible financing to residential real estate investors looking to acquire, rehab, and sell or rent 1-4 family residential properties. Catalyst will fund up to 95% of total costs at rates starting at 10%.

Amount

$350,000 - $5,000,000

Lien Position

First Mortgage

Interest Rate

Fixed Rate Starting at 10%

Loan-to-Cost/Loan-to-Value

Up to 95% of cost/75% of as-completed value

Term

Up to 24 months

Term Sheet

FUNDING PROGRAMS
Real Estate Credit

Solutions

Loan Programs

Funding Inquiry

Loan Inquiry

FUNDING PROGRAMS Real Estate Credit

Solutions

Loan Programs

Funding Inquiry

Loan Inquiry

FUNDING PROGRAMS
Real Estate Credit